Advertisements

That Moment When You Hit Your Max Out of Pocket for the Year

That Moment When You Hit Your Max Out of Pocket for the Year

Every year since my son was born we’ve struggled with medical bills. We’re blessed to have insurance that covers a vast majority of the cost, but even then we’ve hit our max out of pocket about six months in. It’s a huge relief when it comes, but the struggle to get there is very real. Putting out thousands of dollars over your normal bills is stressful, even in the best of circumstances. When you have a child with medical needs that’s keeping one of the parents from working full time, it’s so much harder.

When I checked today and saw we were close, I was so relieved! My husband and I were working over our finances the other day trying to figure out why we’re running behind right now. He told me, “It’s all checks… what are they for?” They’re for medical bills. There is one bill I’ve been mailing out every month that isn’t, for trash pick-up. Otherwise, if I’m writing a check it’s for a co-pay or because we were under billed by the provider (this happens frequently to us, because they can never quite remember whether we’re at maximum out of pocket or not).

Now we’ll go from writing out thousands of dollars in checks to paying nothing. Our medical bills will be non-existent until January 1, 2016. We’re not exactly going on a spending spree. We need to save up money to prepare for next year’s onslaught of medical bills, but the pressure is finally off. Every penny I spend no longer need be absolutely necessary. It’s a great feeling.

Advertisements

Leave a Reply

Fill in your details below or click an icon to log in:

WordPress.com Logo

You are commenting using your WordPress.com account. Log Out / Change )

Twitter picture

You are commenting using your Twitter account. Log Out / Change )

Facebook photo

You are commenting using your Facebook account. Log Out / Change )

Google+ photo

You are commenting using your Google+ account. Log Out / Change )

Connecting to %s

A Momma's View

My thoughts about homeschooling, health and fitness, being an expat, kids and just life in general. My personal Lifestyle Blog!

PenneyVanderbilt

World's Greatest Blogger

HeideBlog

Random observations about writing, photography, travel, and life

Daddy Coping in Style

A dad coping with fatherhood, stylishly.

The Thrifty Gourmand

Eat Well. Cook Often. Live Sustainably.

Discover

A daily selection of the best content published on WordPress, collected for you by humans who love to read.

The Daddy Blitz

Thank you for visiting my Blog! Please take a few moments to leave a comment and to sign my Guestbook. If I'm not already following you, message your Blog address to me.

thehappylife101

Live in the moment with a grateful heart

Loving Them

Even when they drive me crazy.

MakeItUltra™

Psychology to Motivate | Inspire | Uplift

MSnubutterflies

My Walk..........Living With MS

Karen Lee Kleis

Fiction, Poetry, Nonfiction, Photography and Photo Art

Art by Rob Goldstein

There is no common truth

A Thomas Point of View

My high horse journalistic point of view

lifexperimentblog

Sharing my experiences with all life's experiments!

Being Margaret

A lighthearted look at life on any given day

Dream Big, Dream Often

A Blog to Inspire and Challenge You!

HarsH ReaLiTy

A Good Blog is Hard to Find

%d bloggers like this: