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H.R. 1270 – Restoring Access to Medication and Improving Health Savings Act of 2016

H.R. 1270 – Restoring Access to Medication and Improving Health Savings Act of 2016

This law is a new one working through Congress, and a lot of people haven’t heard about it yet. I want to bring it to your attention because it could save our family – and possibly yours too – a lot of money. The law proposes to modify the existing healthcare law, the Affordable Care Act, to allow the use of Health Savings Account (HSA) and Flexible Spending Account (FSA) funds for over the counter medications without a prescription.

How the Process Works Now

You can pay for over the counter medications with HSA and FSA funds now – but only if you have your doctor write you a prescription. To pay for your allergy medicine or headache medicine you need to go to the doctor every time you need more and have them write down on a prescription pad the medication is necessary. Then, you go to the pharmacy and have them “fill” the over the counter medication just like they would fill prescription medications.

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Emergency Preparedness – Hurricanes

Emergency Preparedness – Hurricanes

Hurricane season is officially here with the arrival of Hurricane Hermine last night in Florida. I realized as I lay in bed trying to go to sleep that I had yet to do a post about the challenges unique to Hurricanes. I published a similar post about snow last winter if you’d like to check it out. Hurricanes, however, are a different beast. The challenges commonly presented include:

  1. Power outages
  2. High winds and structural damage
  3. Flooding

The number one thing to remember with a medically complex child or even an adult that needs assistance is to evacuate the moment you’re asked to do so. If you’re new to living in an area visited by Hurricanes, these are not just rough storms. They destroy large swaths of property. There will not be power, and you’re unlikely to have fresh water. If you insist on staying after the evacuation order you are taking your life and the life of your charge into your own hands.

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Emergency Preparedness – Snow

Depending where you live, you’re going to see a lot of snow this weekend. It’s coming down heavy. There will be high winds and low enough temperatures to ensure the roads will be impassable for some time. There are standard rules of thumb to follow. Have batteries, a radio which takes them, enough food, and a gallon of water per person per day. Typical preparation is for three days. We have our kids to think about, though, and they can require a little extra preparation.

Check your supplies. Make sure you have enough formula to last you through the weekend. Verify you have a spare of whatever might need replacing in the case of an emergency. Expect the power to go out. It’s probably too late to get a generator now, but if you need uninterrupted power for medical equipment, make plans with your admitting physician ahead of time to have a direct admission in the event of an outage. Don’t forget the gas for the generator.

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Reconciliation

It’s that time of the year. Many people miss the loved ones they’ve not seen in months or more. The holidays have a way of reminding us parts of our family are missing. It’s especially difficult when you don’t know why the other person stopped talking to you. It can also be tough if you feel you didn’t have a choice but to stop talking to the other person for the sake of you and your family’s wellbeing.

If the issue is resolvable this is a good time to consider reaching out to mend fences. It doesn’t have to be some kind of extravagant gesture. A Christmas card, an e-mail, or even just a signed postcard will let the person know you’re thinking of them. Will it work? Who knows. The important thing is to try. You’ll never know unless you try.

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Divorce Information

This is more than slightly off topic, but recently a lot of women in my support groups have talked about either divorcing their spouse or their spouse asking for a divorce. The ones whose spouse request a divorce are taken completely off guard and are especially distressed. I’m going to create a page about this when I have a moment, but in the meantime I found a great resource that includes information about divorce in all 50 states. It has lawyers you could potentially contact, but does not push you into doing so. If you would prefer to do the research on your own they provide all the information you need.

I hope it helps. When I finish with the page it’ll be more comprehensive. It makes me more than a little sad to think about everyone going through this major life event having no idea where to begin.

http://www.womansdivorce.com/

Update: The page is up! It didn’t take as long as I thought.

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